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Our services

Check Savings

Set your mind at ease as your smallest needs are taken care of at our Privilege Banking Centres, where you get exclusive access. Our centres combine absolute luxury with sheer efficiency.

Credit Card Service

Get rewarded when you spend at any outlet with the new Meridian One Bank Cash Back Credit Card. Meridian One Bank Cash Back Credit Card offers cash rebates of up to 2.0% on all transactions at any outlet and on any kind of spending.

Banking Loans

Introducing the New 2-Tiered CashVantage Personal Financing-i, which offers you flexible financing for your short-term financial needs. The first personal financing with a two tiered payment, it offers 35% lower payment for the first year.

Secure financial services

We pride ourselves on providing you with a personal wealth plan, with regular reviews, so your financial goals are front and centre of any decision. We can work with your existing tax and legal advisers, as well as facilitate specialist expert advice as needed, so there is a comprehensive and robust strategy that delivers the best possible outcome for you and your family.

Good investments

When you invest, one of the most important determinations to make is how long your money will have to appreciate and turn into a lucrative nest egg. If you’re at the beginning of your career and considering saving for retirement, you have time on your side. You can play around with your portfolio until you find the right mix and take time to play the slow game on investments that might have a longer return period.

Accumulation goals

As part of your wealth plan, we will help you structure your wealth in the most efficient manner to achieve your financial goals. With your wealth plan in place, it’s important that we use the right investment and wealth structures that are appropriate for your needs and suitable for your circumstances. We will take into account considerations such as: Planning a successful retirement, tax-efficient increase in wealth.

Expanded financial security

Every situation is different, and when you need expanded FDIC insurance coverage, we’re pleased to offer a solution as an Intrafi Network member. That solution is the Business CDARS CD account2 which has the potential to provide you access to FDIC insurance coverage on up to $50 million in deposits.1 Through the IntraFi Network, the funds you submit for placement in a CDARS CD with us are divided into amounts under the standard FDIC insurance maximum of $250K and placed into CDs at other banks in the network.3 The benefits for you include broader financial security and the added convenience of working with just one bank while still accessing coverage through multiple institutions.
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Banking loans

Personal Financing :
Introducing the New 2-Tiered CashVantage Personal Financing-i, which offers you flexible financing for your short-term financial needs. The first personal financing with a two tiered payment, it offers 35% lower payment for the first year. Affordability - A personal financing made more affordable, with installments which are 35% lower than other personal financing during the first year. It offers the benefit of low affordable entry during your first year. Low Monthly payments - Enjoy low monthly payments of only $15* per month! Convenience - Cash transferred directly to your Meridian One Bank account or any or your other bank accounts. Multiple Payment Channels No Processing Fees

Home Loans : Key benefit Lower interest rates compared to Zero Entry Cost (ZEC) Offers the convenience of ZEC as you need not pay any up-front cash for loan disbursement Shorter lock-in period for completed properties Additional margin of financing up to maximum of 3% on top of the usual "90% + 5%"
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Frequently Asked Questions

Is there anything i need to do now?

Just one quick thing: Please take a moment to verify your contact information so we can be sure any updates we send your way get to you. To do so, simply log in to your account and from your profile menu, select ‘Contact information.’

Not at this time. If there are updates in the future, we will let you know in advance. The bank’s new leadership is committed to expanding your financial opportunities and continuing the high level of personal service and high-performing products you expect.

You may continue to use your current checks for a period of time. However, EverBank will provide your first order of checks free of charge.

Account security is our top priority so that you can bank with confidence. We utilize a multi-layered approach to help protect you against fraud, including strong encryption technology, account number masking and three-factor authentication, which can help stop unauthorized access to your account. We also monitor data to detect fraud or suspicious activity. If we notice suspicious activity on your account, we may contact you by phone, email, or mail to confirm that transactions are valid.

Be aware of imposter scams, where text, phone calls or e-mails are used to impersonate Meridian One Bank. And be wary of other common scams, like attempts to get your credentials to “refund” your money or claiming to be helping you with tax issues or a computer virus. Scammers may try to pressure you into time-sensitive decisions or make you think your money is in danger; an Meridian One Bank associate would never do that.

It’s business as usual, with no changes to your relationship, your service team, your products or your services. We’ll continue to serve your needs with a high level of uniquely tailored credit solutions and competitive commercial lending rates.

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